Available Protection Programs
Vehicle Maintenance Programs:
A mechanical breakdown policy that covers the costs of parts and labor for covered repairs. Available with various coverage levels and deductible options. May also include rental car reimbursement and towing allowance.
Service Maintenance Programs:
Prepaid Service Maintenance Programs that may include oil and filter change, 20-point inspection, fluid top-off routine lubrication and tire rotation with every other visit. Available in various terms and mileage intervals.
Tire & Wheel and Roadside Assistance Program:
Covers the repair or replacement of your tires and/or wheels due to damage from a road hazard. Includes the cost of mounting, balancing, valve stems, labor, and sales tax. Provides 24 hour roadside assistance that includes change of flat tire, delivery of gas, oil, or water, jump start, locksmith service, and towing.
Guaranteed Auto Protection (GAP):
Will pay or waive the difference between the actual cash value and net loan payoff in the event your vehicle is a total loss due to fire, theft, or collision. May also include payment of your insurance deductible.
Credit Insurance:
Credit insurance does more than help pay off or reduce your loan-it also gives you a piece of mind. It relieves your family-and your credit history- of the burden of an unpaid debt. If you should die or become disabled, the financial commitment you made on your loan still remains. Unfortunately, many families in the situation have no choice but to:
- Deplete their savings
- Fall behind in their loan payments
- Damage their credit rating
Credit Insurance will:
- Pay Benefits directly to your creditor
- Benefits are not taxable
- Benefits are paid when you are totally disabled due to a covered sickness or injury.
- Benefits are paid even if you are at home under a doctor's care. Hospitalization is not required.
- Benefits until your doctor releases you from total disability or you return to work.
Credit Life Insurance pays off or reduces the loan balance in the event of a death due to a covered sickness or injury.
Appearance Protection Program:
Protects the exterior finish of your vehicle from oxidation and the elements, and the interior from staining, fading, and aging. There is up to 5 years limited warranty on covered damage.
Xzilon-molecular adhesion-the ultimate auto protection, will help protect your appearance of your investment! Xzilon can help...
Vinyl & Leather Protector:
- High quality Mink Oil keeps Vinyl & Leather soft and supple
- Protects against fading and weather aging
- Unlike other protectors, Xzilon leaves no oily or greasy residue
- Leather will retain its natural luster & sheen
Exterior Protectant
- Reduces frequency of car washing
- Filters harmful ultraviolet rays
- Resists bird dropping and graffiti
- Resists water spotting
- Resists industrial fallout
- Resists rust spots
- Resists acid rain
- Resists tree sap
- Reduces brake dust on wheels
- Resists oxidation and fading
- Protects against water & oil-based spills
- Increases tensile strength of the fabric to add years of life
- Will not alter fabric appearance or texture
- Fabric will clean easier, look better & last longer
- Ultimate warranty coverage
- Over 70 years in the automotive chemical industry
- Assists in keeping your vehicle's resale value
- Keeps your auto looking "showroom" new
- All warranties completely transferable
Theft Protection Program - Data Dots:
A vehicle marking program that deters thieves from stealing your vehicle for parts. Pays a cash benefit of $5,000 if your vehicle is stolen and not recovered or deemed a total loss when recovered.
Data Dots can help you protect your investment! Professional thieves steal vehicles they can sell quickly and easily. They will not steal a vehicle they cannot sell. By installing the DataDots, you make it harder for a thief to sell you vehicle, and therefore, a far less desirable target.
Each Vehicle is marked with thousands of DataDot laser etched with a unique identifying number registered with the Insurance Services Organization (ISO), a widely recognized database for law enforcement officers in North America.